Control. Plan. Grow.

Run your business. Not a spreadsheet.

See who owes you, snap receipts that file themselves, and catch cash-flow gaps before they hit — with business and personal money kept apart. Built for freelancers and small businesses. Free to start, no ads.

Get it on Google Play Download on the App Store

Free to start, no ads. Premium when you need it — billed via Google Play / App Store.

No ads
No tracking
Works offline
Your data stays on your device
iOS & Android
Free forever

Made for everyone. Powerful for those who need it.

Track personal finances for free with the same app freelancers and small businesses use to run their entire cashflow — every currency, every device, every invoice they have to track.

Multi-currency, multi-account

Bank, cash, credit and savings accounts in any currency. Automatic FX so totals make sense in your home currency, plus a per-currency filter when you need the raw view.

Categories with subcategories

Unlimited categories with custom icons and colours, and drill deeper with subcategories under each one. Reports break down by both levels.

Projects & cost centres

Group income and expenses by project or client. Reports and budgets per project — useful for freelancers tracking work across multiple customers.

Set limits. Stay on track.

Budget at the category or subcategory level — and per project. Configurable alert threshold and optional push notification when you cross it.

Day-precise cashflow forecast

See exactly when your balance is projected to drop — not just the month, but the day. Get a push alert before it happens, with overdraft awareness baked in.

Bank reconciliation

Import a CSV/OFX bank statement, auto-match transactions to your records, lock the reconciled period. The undo path is there if a transaction slips by.

Invoice & bill tracking

Record invoices you issued in your billing system and bills you received from suppliers. Register partial payments, credit notes, refunds. Statement per entity, always up to date. (ZeniCash records and tracks — it does not generate or send PDF invoices.)

OCR receipts & PDF export

Snap a receipt — amount, date and vendor come pre-filled, all on-device. Export anything to CSV, XLSX, OFX or a polished PDF report.

Recurring transactions

Define monthly, weekly, yearly or one-off recurrences. Tap the notification on the due date to register the transaction in one move.

Reports that actually report

Income vs. expense, breakdown by category and subcategory, by currency, by project. Pick a period; the chart does the rest.

Local-first, cloud-optional

Your data lives encrypted on the device. Cloud sync across up to 4 devices is available on Premium — for those who need it, opt in.

Which of these is you?

ZeniCash goes from a freelancer's back office to a two-second personal tracker.

For freelancers & small businesses

You do the work — chasing the money shouldn't be a second job.

Business and personal all tangled? Every account, budget and report carries a professional/personal split, so your books stay clean.
Lost track of who owes you? A running statement per client and supplier shows advances, credit notes and the real balance at a glance.
No idea which client or job actually pays? Give each project its own categories and budget, then read its real profit and loss.
Month-end always a scramble? Scan receipts that learn each supplier on-device, reconcile against your bank file, and hand your accountant one PDF per transaction in a single ZIP.

Set up your business side — free

For expats & digital nomads

Living between currencies and never sure what you're really worth?

Balances scattered across currencies never add up — ZeniCash converts them honestly with automatic exchange rates, or free fixed rates you set yourself, and never zeroes a total in silence.
One bank per country adds up fast — keep every account, in every currency and country, side by side with unlimited accounts.
Your money life shouldn't be trapped on one phone — optional sync keeps up to 4 devices in step through your own Google or Apple account, and stays offline-first and private until you switch it on.
Official rates lie in emerging markets — set the parallel (blue) rate by hand so what you see matches what you'd really get on the street.

See your real balance

Also great for personal use

Budgeting without the clutter, the ads, or the sign-up

Tired of apps that make you tap forever? Log an expense in seconds — fully offline, no signal or account required.
No overwhelming spreadsheets: set up to 3 simple budgets with your own categories and see where the month is going at a glance.
Your money is nobody's business but yours: no ads, no tracking, your data stays on your phone behind a PIN.
Free forever, not a countdown to a paywall: 3 accounts, unlimited transactions, and pro tools waiting only if you ever want them.

Start free — no account, no ads

What ZeniCash does, in detail.

Real features available today. Free unless marked Premium.

Daily money and cashflow

Consolidated balance across every account on one screen
Income and expense logged in seconds
Recurring transactions for fixed bills and incomes
Bank reconciliation with period close and statement balance
Smart due-date notifications — never miss a deadline

Invoice & bill tracking (Premium)

Record invoices you issued in your billing system and bills you received from suppliers — ZeniCash does NOT generate or send invoice PDFs
Automatic link between recorded invoices and bank transactions
Pending receivables surfaced on the dashboard
Customer and supplier advances with automatic allocation
Net balance per entity (what you owe, what is owed to you)

Budgets, categories and projects

Budgets per category, subcategory or project
Real-time spending vs budget tracking
Customizable categories with icons, colours and subcategories
Group income / expenses by project or cost-centre — reports per project
Full history per category and per project

Multi-account and multi-currency

Bank, cash, savings — multiple accounts in one place
Multiple currencies with automatic exchange rates (Premium)
One-tap transfers between accounts

Import and export

Import bank statement CSV files
Export transactions to Excel / CSV / OFX (Premium)
On-device receipt OCR — snap a receipt, ZeniCash extracts the data without uploading the image

Secure sync (Premium)

Automatic sync across up to 4 devices
Sign in with Google or Apple
Data encrypted in transit and at rest (Google Firebase)

Free tier

Great for personal use, forever

3 accounts
3 budgets
Unlimited categories and transactions
Manual exchange rates (set your own)
Reports and charts
No ads, ever

Premium tier

Premium

Built for freelancers and small businesses

Unlimited accounts and budgets
Invoice & bill tracking, advances, partial payments
Receipt OCR (on-device) and PDF reports
Bank reconciliation, CSV / XLSX / OFX export
Projects / cost-centres with per-project reports
Automatic FX rates across currencies
Cloud sync across up to 4 devices

From €4.99/month or €39.99/year, taxes not included (save 33%)*. *Reference price in EUR — your local Google Play / App Store sets the actual price; taxes are added at checkout where applicable.

Your financial data is yours. Receipt OCR runs on-device. No analytics, no crash reporting SDKs. Fully GDPR compliant.

Simple pricing. Premium is optional.

Use ZeniCash free for as long as you need. Upgrade when you outgrow the free tier — no ads on the free plan, Premium billed via Google Play / App Store.

Free

Great for personal use — forever

€0 forever

Get started

Up to 3 accounts
3 budgets
Unlimited categories and transactions
Manual exchange rates (set your own)
Reports and charts
Available in 23 languages
No ads, ever

Premium

Take back control of your money.

ZeniCash is free to install. Premium is there when — and only when — you need it.

Get it on Google Play Download on the App Store